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Phone: (480) 229-6220
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Insurance - Health
We help individuals, families, groups and businesses find health insurance plans tailored to specific needs.

Our brokerage firms will recommend the best plan and we'll help you get it implemented with little difficulty.

There is no fee for our services. Rates are determined by the insurance company and regulated by the state.
Our two top carriers are John Alden of Assurant Health and Health Net of Arizona.

Assurant Health ranks as one of the top carriers in the individual medical. In business since 1892, Assurant provides health insurance coverage for over one million people nationwide and offers several plan options in Arizona.
Health Net of Arizona offers numerous individual health plans to affordably suit your needs! Health Net of Arizona hsd the power and stability as one of the nation's largest health insurance carriers to work for you and your family.

Tip: If you are interested in acquiring health insurance wish to expedite the process, contact your primary physician and request a copy of your medical records be sent to you immediately. This one step can shorten the process by up to four weeks!
Because of our status as an independent insurance agency, we can often improve your coverage and reduce your costs by comparing all insurers.

Several of our brokerage firms will review your individual or group life, health, disability and/or long-term care insurance.

If you are considering replacing insurance:
  1. Never cancel your current policy until a new policy is offered by the insurance company. Make sure you are still insurable.

  2. Compare provisions between your old policy and new policy. Understand that you may have to satisfy limits in your new policy that have already been satisfied under your current policy.

    For example, a life insurance policy has a two-year "incontestable" clause. That means after the policy has been in force for two years, the insurance company must, by law, pay a death claim even if there were misrepresentations in obtaining coverage, unless fraud can be proven. With a new policy, the two-year incontestable clause begins all over again.
Since not all insurance companies carry a rating of "A" or higher according to A.M. Best, Standard & Poor's and Moody's, we consider only insurers maintaining an "A" rating or higher.

For a free quote or review, call: (480) 229-6220.

   
If you have questions or would like to learn more, please call (480) 229-6220 or send a message by clicking the email address above.
Important: Please consult with Four Peaks Planning, Inc. before undertaking any actions. The information in this web site is provided with the understanding that the publisher is not engaged in rendering legal, tax or investment advice. While every attempt has been made to provide current and accurate information, neither the author nor the publisher can be held accountable for any errors or omissions. You agree not to hold any employee of Four Peaks Planning, Inc. liable for action you take from the information on www.fourpeaksplanning.com.